:root{color-scheme:light;--navy: #102a43;--teal: #0b776e;--aqua: #1fafa3;--muted: #5c6f82;--line: #e1eaf2;--soft: #f6fbfd;--card: #ffffff}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--navy);background:#fff;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,Segoe UI,sans-serif}a{color:#0b5f7a}.section{padding:64px clamp(18px,4vw,72px)}.section.alt{background:var(--soft)}.section h2{margin:0 0 18px;color:var(--navy);font-size:clamp(28px,3.5vw,44px);line-height:1.1;letter-spacing:-.035em}.section-intro{max-width:850px;margin:0 0 28px;color:var(--muted);font-size:18px;line-height:1.7}.grid-2,.grid-3,.grid-4{display:grid;gap:22px}.grid-2{grid-template-columns:repeat(2,minmax(0,1fr))}.grid-3{grid-template-columns:repeat(3,minmax(0,1fr))}.grid-4{grid-template-columns:repeat(4,minmax(0,1fr))}.card{padding:26px;border:1px solid var(--line);border-radius:24px;background:var(--card);box-shadow:0 20px 55px #102a4312}.card h3{margin:0 0 10px;color:#12324c;font-size:21px}.card p,.card li{color:var(--muted);line-height:1.65}.card ul,.card ol{margin:12px 0 0;padding-left:20px}.button-row{display:flex;flex-wrap:wrap;gap:12px;margin-top:26px}.btn{display:inline-flex;align-items:center;justify-content:center;min-height:46px;padding:0 18px;border-radius:999px;color:#fff;background:#0b5f7a;font-weight:800;text-decoration:none}.btn.secondary{color:#0b5f7a;background:#e8f6f4}.compliance-note{padding:18px 20px;border:1px solid #ccece7;border-radius:18px;color:#245e58;background:#f0fbf9;line-height:1.65}.legal-content{max-width:980px;margin:0 auto}.legal-content h2{margin-top:34px;font-size:28px}.legal-content p,.legal-content li{color:var(--muted);line-height:1.75}@media (max-width: 980px){.grid-4,.grid-3,.grid-2{grid-template-columns:1fr}}